Healthcare plans
for all
Landel Insurance strives to revolutionize healthcare access in the US by pairing people with affordable, flexible, and convenient plans.
While we strive our best to take care of ourselves and our families, getting sick is inevitable. Whether you have caught a common cold, a sprained ankle, or encounter a more serious health problem that drives you to see a doctor, you can accrue medical expenses. From prescriptions to copays to surgical bills – these expenses can rack up, and it’s important to make sure you have the right healthcare plan for your needs and in case of emergencies.
What is Health Insurance?
Health Insurance is a healthcare plan that can provide you and your family with a varying level of financial protection for your health-related expenses, whether it is a routine check-up or a trip to the ER. Most plans cover preventative care for serious illnesses such as cancer. Some plans can also include vision and dental benefits. In compliance with the Affordable Care Act, some plans are also considered qualified healthcare plans, while others are considered non-healthcare plans.
When enrolled in a healthcare plan, your medical bills are paid through more affordable options such as copayments or coinsurance. Without Health Insurance, individuals are expected to pay the full amount of a medical bill, which can add up quickly.
Speak with Health Insurance Agent Today
At Landel Insurance, we strongly believe in the idea of healthcare being a human right. There are several healthcare plans available to individuals and families, and once you are enrolled, you generally have to wait until open enrollment of the following year to change your selections. While there are exceptions for life events such as getting married or having children, your selection is important and could save you money in the long run. Make sure you choose the right plan for you and your family. Call Landel Insurance today to review options and get a custom plan for all your healthcare needs.
The Right Health Network Solution for You
HMO Plans
HMO stands for Health Maintenance Organization.
In these plans, a patient’s medical coverage is restricted to a designated network, consisting of a group of physicians.
EPO Plans
EPO stands for Exclusive Provider Organizations. It’s a health insurance plan where you’re given access to a network of health providers that you can choose to get treatment. EPO only covers the costs incurred from your designated network unless there’s an emergency.
POS Plans
Known as Preferred Provider Organizations, PPO plans tend to offer more flexibility for seeing medical providers that are not in-network. However, individuals see more savings when they stick to providers in-network.
PPO Plans
Known as Preferred Provider Organizations, PPO plans tend to offer more flexibility for seeing medical providers that are not in-network. However, individuals see more savings when they stick to providers in-network.
Get Your Free Insurance Quote Today.
Healthcare services can vary from plan to plan, depending on your needs. Most plans include preventive care for proactive monitoring of serious conditions such as cancer. Some plans include dental, vision, and mental health. If you need help navigating through your options, give Landel Insurance a call!
An insurance broker serves as an intermediary between you and health insurers. They can help to match you with a health insurance plan that is best suited for your needs as an individual and/or if you have dependents.
The Affordable Care Act (also known as Obamacare) is a law that aims to achieve three things: 1. Make health insurance affordable and available to more people. 2. Expand the Medicaid program to cover all adults with income below 138% of the federal poverty level. And 3. Support innovative medical care delivery methods designed to lower the costs of healthcare overall.
Have Additional Questions?
Landel Insurance can provide you with additional insights regarding your insurance questions. Please don't hesitate to contact us!
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